We did this in college when we all lived in the same apartment complex. It’s was a whole thing where whoever had the latest class would cook eggs every Monday and Thursday morning, and it lasted an entire year before it fell apart due to various commitment issues.
Abortion is not a moral hazard at all. Most people who might exist don’t. The whole “everyone agrees abortion is awful…” shit is obnoxious. I legitimately do not care. I am far more concerned about the lives of actual children. Once we seriously tackle that issue, we can move upstream, and this should be viewed as both incentive and a purity test for those who pretend to care about the “unborn.”