On-again, off-again tariffs, mass government layoffs, funding cuts and immigration crackdowns have seriously spooked Wall Street, which is emphatically rejecting President Donald Trump’s chaotic economic agenda.

  • partial_accumen@lemmy.world
    11·
    11 hours ago

    If I have (for example) $100,000 right now and I put that into the money market account. Then the market crashes I basically still have the 100k .

    True.

    Now it bottoms out and I put the money back into the s&p. I just sold high and bought low.

    How will you know in the moment the market has bottomed out? If you can accurately predict that, every fund manager and investor in the entire world will give you whatever Earthly delights your heart desires for that fantastically impossible answer.

    The if market tanks as bad as what I think it will. Then I have made the better decision.

    You will have your $100k, but you’ll have to leave it out of the market forever for it to have been the better decisions. The moment you put it back in could be when the market actually bottoms out. It is simply impossible to know when the best time to pull out and put back in is.

    As an example, lets say you pulled your $100k out today. You’ve already missed the best timing this year when the S&P500 (assuming thats what you were in) was at its peak on Feb 19th. You’ve already timed it wrong. Your plan requires that you time it correctly the next time with nothing else to give you any extra help as to how. Keep in mind, I’m not claiming I could guess either time right either. I’m saying no one can.